ACH Processing

Cost-effective and efficient.

ACH payments transfer funds from one bank account directly to another without the use of a paper check, eCheck, credit card or debit card while minimizing per-transaction processing fees and facilitating a low volume of ACH returns.

ACH Processing

Faster, Simpler, Safer

Send or Receive Payments Simply

After the initial setup in your CRM, account information and batches are sent automatically to be processed quickly and securely by Valmar Merchant Services’ payment gateway. In most cases, this process is fully automated following the first transaction.

Transfer Funds Safely

ACH payments provide an optimal level of security. Electronic banking information passes through multiple high-level checkpoints before routing back to our ACH gateway where funds are held until the transaction is settled with the merchant.

Trust Us as Your Processing Partner

As with all our processing products, you can count on real-time reporting, ACH return mitigation, fraud alerts, and assisting in the settlement of any payment no matter the regulatory complexity of your business.

Save Money on Transaction Fees

ACH payments incur fewer fees than credit or debit transactions by minimizing steps in the transfer process.
Save money

Increase Security With Direct Transfers

Eliminate vulnerability points and offer a secure electronic option for customers who don’t use credit or debit cards.
Increased Security

Protection With Fraud Mitigation Tools

Our robust parameters of fraud filters and monitoring tools are always scanning and searching for ways to protect your bottom line.
Fraud Protection

Let’s Talk

With multi-industry expertise, you know that we are the right fit for you.

News and Updates

Stay up to date with the latest news and information from Valmar Merchant Services.

The Top 4 Challenges High-Risk Merchants Face and How to Overcome Them 

Est. Reading Time - 3 min.

High-risk merchants face a unique set of challenges – from payment processor instability and elevated chargeback rates to regulatory complexity. These obstacles can hinder growth and create operational uncertainty. Navigating these hurdles requires the right partner. 

August 13th, 2025

The Best Payment Processor for CBD and Hemp in 2025  

Est. Reading Time - 3 min.

CBD and hemp merchants are traditionally labeled as “high-risk” leading to difficulties finding a payment processor. That’s why Valmar is considered the best payment processor for CBD and Hemp merchants in 2025.

August 25th, 2025
payment processor shutdown

How I Helped Save a CBD eCommerce Business from Payment Processor Shut Down

Est. Reading Time - 3 min.

I was recently contacted by the owner of a CBD eCommerce business. He had been using Square for payment processing since he opened his business and suddenly was told his account was going to be shut down.  He needed a new payment processor ASAP to keep his business up and running!

August 8th, 2023

Top 5 Payment Processor FAQs

July 29th, 2022
PCI DSS Compliance

Securing Transactions: Your Guide to PCI DSS Compliance

Est. Reading Time - 5 min.

With the increasing frequency and sophistication of cyber-attacks, safeguarding customer payment information has become a critical concern. A breach not only jeopardizes customer trust but can also lead to legal consequences and financial losses. PCI Compliance serves as a shield, assuring customers that their data is handled responsibly and securely.

November 7th, 2023
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