Comfort, Clarity, and Peace of Mind Unrivaled in Payment Processing

Transparent Pricing
Fraud Mitigation Tools
Top Notch Customer Service
Real-Time Reporting
Seamless Onboarding Process
Find Out More

Transparency and Trust, with a Personal Touch

Valmar Merchant Services gives our customers a level of comfort, clarity, and peace of mind unrivaled in payment processing by providing transparent pricing and highly personalized service, without long-term contracts or cancellation fees. Through our unique network of direct banking relationships, we can serve customers in almost any industry–even the “high-risk” ones our competitors won’t touch–with no downtime or disruptions.

Our Trusted Merchant Solutions

Valmar Merchant Services provides clients with transparent payment processing solutions. We provide exceptional customer service as a trusted partner for merchants of all sizes, even in “high-risk” industries including CBD and hemp, debt collection, online lending, and e-commerce.
No Setup Fees
No Hidden Fees
No Cancelation Penalties
No Long-Term Contracts

ACH Processing

ACH processing is a cost effective and efficient way of funding or receiving payments from your customers. Whether you utilize standard or same-day ACH originations, our solution will be tailored to fit your unique operational needs.

Debit/Credit Card Processing

Our direct banking partnerships allow us to cut out the middleman, and we pass that considerable savings of onboarding time and fees back to you. Get immediate access to all major gateways via API and start moving more money, fast.

Push to Card/Instant Funding

Transfer cash to your customer’s debit card in real-time with Instant Funding, ensuring a high level of satisfaction – and, in turn, repeat business – when customers rely on you most.

eCheck/Check 21 Processing

Utilize this electronic form of payment to manage your lending portfolio’s overall return rates with fewer barriers to successfully receiving funds.

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Why Valmar?

We’re Your Trusted Partner for Clarity, Stability, and Insight.

We provide peace of mind through transparent pricing, bank redundancy, advanced reporting and expert support, ensuring no down-time and no surprises for you or your customers.

Bank Redundancy

Every transaction, for every purchase, every second of each day counts. We know that downtime becomes very costly very fast – for both your bottom line and your reputation – so you can trust Valmar Merchant Services to keep your payment processor up and running.

We partner with numerous banks that are open to high-risk accounts like CBD businesses, debt collection, online lending and e-commerce to provide unmatched redundancy and unparalleled stability.

Whether you’re just getting started or you’re leading a legacy enterprise, we’re here to help you navigate change, scale your processing services with your business growth, and develop custom solutions for your business’s unique needs and regulatory requirements.

Transparent Pricing

We believe merchants should make informed decisions regarding their payment processing provider, so we utilize the Transparent Interchange Plus pricing model and share our fees up front.

With no setup fees, no hidden fees and no cancellation penalties you can confidently manage your transaction expenses with Valmar Merchant Services as a trusted partner.

And we won’t lock you down with a long-term contract. So, if for any reason you wanted to move on and use a different processor, you could. But we’re not too worried about that, because we know our level of service is second to none.

Top Notch Customer Service

We make significant investments in our team’s continuing education in order to offer the very best customer service and experience. Our experts have certifications in industry-specific verticals such as CBD and hemp, as well as risk and compliance, and in the overall payment space – and we’re constantly sharpening our skills.

With Valmar Merchant Services, you will be paired with a Client Success Manager that will guide you through the setup process and continue to be the main point of contact actively invested in your success.

We put communication at the forefront of our business relationships and work hard to ensure our merchants are never left in the dark.

Seamless Onboarding Process

Valmar Merchant Services is already integrated with all of the major payment processing gateways, ensuring a seamless onboarding process with no downtime, no business disruptions, and no hassle for you and your team.

We are a full-service payment processor ready to handle every aspect of the transaction process, including: sales, document intake, fast underwriting, merchant support, and ongoing monitoring and regulatory compliance.

Plus, you’ll never reach a call center at the other end of our phone number. When you need support, you’ll speak to the team you know and trust for the white-glove treatment you expect.

Real-Time Reporting and Fraud Mitigation Tools

Get real-time batch and transaction visibility where and when you need it. The portal is straightforward and simple to navigate. Trust us, your accounting team will thank you.

Secure every transaction with end-to-end encryption and customizable fraud detection parameters defined according to your most urgent concerns.

Valmar Merchant Services’ chargeback mitigation tools keep your chargebacks under control, providing you with longevity by helping you operate well under card brand thresholds, even in high-risk industries.

Unsurpassed Customer Service


Our direct banking partnerships allow us to cut out the middleman providing us the ability to pass on considerable savings to you.


Take full control with the payment experience with our robust parameters of fraud filters and monitoring tools and protect your bottom line.


Get real-time transaction visibility accessible through your unique portal ID.


Immediate access to all major gateways via API
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“Just want to say what a pleasure it is working with you and the Valmar team. Working with the Valmar team thus far has been a great experience with everyone (Ops, IT, Owners, etc.) willing to assist us as a new established business. When a vendor can take the time to setup greetings for users, that helps create a more open-ended working relationship and displays the authenticity of its own company.”

CEO, eLoan Warehouse

“Really appreciate having someone like Jennifer to reach out to for questions or issues. She’s always eager to help. It wasn’t like that for us with our last processor.”

CEO, Empower Processing

“I’ve worked with Valmar Merchant Services for quite some time and have never once felt like an afterthought as their team focuses on making sure my questions are answered quickly and needs are always met. We switched to Valmar because they make us feel like a partner rather than just another customer to be forgotten. Truly thankful to have chosen Valmar!”

CEO, I Love Growing
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News and Updates

Stay up to date with the latest news and information from Valmar Merchant Services.

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