Nick has been a Partner/Operator of Valmar Merchant Services since 2013. During his career, he has accumulated over 20 years’ experience in specialty finance, with an extensive background in management and operations in the debt collection industry. Nick has established long-standing relationships with some of the largest payment processors, service providers, technology companies, independent sales agents, and referral partners. These connections have assisted in the facilitation of multiple direct bank relationships, and ISO registrations with the Card Brands, networks, and associations. As CRO of VMS, Nick is responsible for the company’s sales and the development of strategic referral partner and vendor selection.