Comfort, Clarity and Peace of Mind

Stable & Secure Merchant Solutions for High-Risk Business



Through direct banking relationships, we serve customers in almost any industry–even the “high-risk” ones our competitors won’t touch like CBD, debt collection, online lending and e-commerce–with unmatched redundancy, meaning no downtime or disruptions.

Transparent Pricing

No setup fees, no hidden fees, no long-term contracts, and no cancellation penalties.

Exceptional Service

Our experts have certifications in industry-specific verticals such as CBD and hemp, as well as risk and compliance – and we’re constantly sharpening our skills.

Getting Started

Explore our payment processing solutions and choose the services that are right for you.

ACH Processing

ACH processing is a cost effective and efficient way of funding or receiving payments from your customers. Whether you utilize standard or same-day ACH originations, our solution will be tailored to fit your unique operational needs.

Debit/Credit Card Processing

Our direct banking partnerships allow us to cut out the middleman, and we pass that considerable savings of onboarding time and fees back to you. Get immediate access to all major gateways via API and start moving more money, fast.

Push to Card/Instant Funding

Transfer cash to your customer’s debit card in real-time with Instant Funding, ensuring a high level of satisfaction - and, in turn, repeat business - when customers rely on you most.

eCheck/Check 21 Processing

Utilize this electronic form of payment to manage your lending portfolio’s overall return rates with fewer barriers to receiving funds.

Let Us Help Your High-Risk Business

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“I’ve worked with Valmar Merchant Services for quite some time and have never once felt like an afterthought as their team focuses on making sure my questions are answered quickly and needs are always met. We switched to Valmar because they make us feel like a partner rather than just another customer to be forgotten. Truly thankful to have chosen Valmar!”

CEO, I Love Growing

“Really appreciate having the team at Valmar to reach out to for questions or issues. They’re always eager to help. It wasn’t like that for us with our last processor.”

CEO, Empower Processing

Let’s Talk

With multi-industry expertise, you know that we are the right fit for you.